diff --git a/db/schema.sql b/db/schema.sql
index 0b51ef9..a6b8200 100644
--- a/db/schema.sql
+++ b/db/schema.sql
@@ -1062,7 +1062,7 @@ CREATE TABLE `pmgr_statement_entries` (
 
   `type`                 ENUM('CHARGE',
                               'PAYMENT',
-                              'CREDIT')
+                              'SURPLUS')
                            NOT NULL,
 
   `transaction_id`       INT(10) UNSIGNED NOT NULL,
diff --git a/site/models/statement_entry.php b/site/models/statement_entry.php
index 8e72a7d..3da2455 100644
--- a/site/models/statement_entry.php
+++ b/site/models/statement_entry.php
@@ -39,7 +39,7 @@ class StatementEntry extends AppModel {
        ($sum ? ')' : '') . ' AS charge' . ($sum ? 's' : ''),
 
        ($sum ? 'SUM(' : '') .
-       "IF({$entry_name}.type = 'PAYMENT' OR {$entry_name}.type = 'CREDIT'," .
+       "IF({$entry_name}.type = 'PAYMENT' OR {$entry_name}.type = 'SURPLUS'," .
        "   {$entry_name}.amount, NULL)" .
        ($sum ? ')' : '') . ' AS payment' . ($sum ? 's' : ''),
 
@@ -346,7 +346,7 @@ OPTION 2
 
     // First, find all known credits
     $lquery = $query;
-    $lquery['conditions'][] = array('StatementEntry.type' => 'CREDIT');
+    $lquery['conditions'][] = array('StatementEntry.type' => 'SURPLUS');
     $lquery['order'][] = 'StatementEntry.effective_date ASC';
     $credits = $this->find('all', $lquery);
 /*     pr(array('StatementEntry::assignCredits' =>  */
@@ -435,7 +435,7 @@ OPTION 2
 	  $payment_account_id = $credit['LedgerEntry']['account_id'];
 	}
 	else {
-	  die("HOW DID WE GET HERE WITH NO CREDITS?");
+	  die("HOW DID WE GET HERE WITH NO SURPLUS?");
 	}
 
 	// Set the payment amount to the maximum amount
@@ -454,7 +454,7 @@ OPTION 2
 /* 		 + compact('credit'))); */
 
 	if ($credit['balance'] < 0)
-	  die("HOW DID WE END UP WITH NEGATIVE CREDIT BALANCE?");
+	  die("HOW DID WE END UP WITH NEGATIVE SURPLUS BALANCE?");
 
 	// If we've exhaused the credit, get it out of the
 	// available credit pool (but keep track of it for later).
@@ -534,7 +534,7 @@ OPTION 2
 /* 	       + compact('credit'))); */
 
       $result = $this->addStatementEntry
-	(array('type'           => 'CREDIT',
+	(array('type'           => 'SURPLUS',
 	       'account_id'     => $credit['LedgerEntry']['account_id'],
 	       'amount'         => $credit['balance'],
 	       'effective_date' => $credit['Transaction']['stamp'],